Effective Date: February 4, 2024
Information Collected From You
We will collect your identifiers such as name and email address if you choose to sign up for our newsletter. If you contact us with an inquiry, we will collect identifiers such as your name, email address, and phone number. For those individuals who we assist with tax preparation, we collect your and your dependents’ identifiers such as names, addresses, email addresses, Social Security numbers, financial information, and medical records.
Information Automatically Collected
We collect internet and other electronic network activity information automatically through your use of our services, such as which of the pages on our website that you access, the frequency of access, and what you click on while on our website. We collect information about the device you are using to access the website, such as hardware model, operating system, application version number, browser, and IP addresses.
We place "cookies" on your computer or device when you use our website. Cookies are small text files that we place in your computer or device to track your usage of our website. Other information you provide to us may be linked to the data stored in the cookie. A cookie assigns a unique numerical identifier to your browser or device, and may enable us to recognize you as the same user who has previously used our website, and relate your use of the website to other information about you.
Most browsers automatically accept cookies. You can set your browser option so that you will not receive cookies and you can also delete existing cookies from your browser. Please be aware that by disabling cookies some website functionality may be impaired. You can also learn more about online advertising cookies and your ability to opt-out of certain online advertising cookies by visiting the following websites: http://www.aboutads.info/choices or http://www.networkadvertising.org/choices. For your mobile device, you can understand which third parties have currently enabled cookies on your mobile device and how to opt-out of some of those cookies by accessing the Network Advertising Initiative's website at http://www.networkadvertising.org/mobile-choices from your mobile device. On your mobile device you may also select “Limit Ad Tracking” (on iOS devices) or “Opt out of Interest-Based Ads” (on Android). Even if you disable tracking, keep in mind that you may still receive interest-based advertising, including from third parties with whom your information had been previously disclosed and that you may still receive advertising from third parties, though such advertising may not be based on your interests and preferences.
Use of Personal Information
Sharing Personal Information
We do not sell or disclose personal information to third parties.
We comply with Federal and State requirements related to the protection and use of your personal information. This means that we may share personal information when required by law or legal process, and we will endeavor to ask for and obtain your permission in such situations. We may also be required to obtain your authorization before disclosing certain types of personal information.
We may share personal information if we believe it is necessary in order to detect, investigate, prevent, or take action against illegal activities, fraud, or situations involving potential threats to the rights, property, or personal safety of any person.
If we are involved in a merger, acquisition, financing due diligence, reorganization, bankruptcy, receivership, sale of assets, or transition of service to another provider, your personal information may be sold or transferred as part of such a transaction as permitted by law and/or contract. We cannot control how such entities may use or disclose such personal information.
We may share your personal information as appropriate to carry out any other legitimate business purposes permitted by law, such as sharing with our service providers and other partners that provide support to us when providing services to you.
California Privacy Rights
If you are a California Consumer, you have certain rights with respect to the collection, use, transfer, and processing of your “Personal Information”, as defined by the California Consumer Privacy Act (CCPA). We reserve the right to limit these rights where permitted under applicable law, including where your identity cannot be reasonably verified or to the extent your rights adversely affect the rights and freedoms of others. To exercise any of the rights below, please contact us via the contact information below. Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information.
In the preceding 12 months, we have not sold Personal Information about consumers.
In the preceding 12 months, we have not sold Personal Information about minors.
Right to Know About Personal Information Collected, Disclosed, or Sold
You have the right to request that Sharp Financial disclose the Personal Information it collects, uses, and discloses about you to third parties. There are two types of Right to Know requests you can make:
This information will be provided to you free of charge, unless Sharp Financial determines that your request is manifestly unfounded or excessive. You may request this information twice in a 12-month period.
Right of Deletion
You have the right to request that Sharp Financial and our service providers delete any Personal Information about yourself that Sharp Financial has collected from you upon receipt of a verifiable request. This right is subject to exceptions.
Right to Opt Out of the Sale of Information
California Consumers have the right to opt-out of the sale of Personal Information by a business that sells Personal Information. Sharp Financial does not sell any Personal Information of California Consumers.
You may submit a request through Email.
Sharp Financial provides California Consumers with the ability to submit requests through our request email address. Sharp Financial must verify that the person requesting information or deletion is the California Consumer about whom the request relates in order to process the request. To verify a California Consumer’s identity, we may request up to three pieces of Personal Information about you when you make a request to compare against our records. We cannot respond to your request or provide you with Personal Information if we cannot verify your identity. Making a verifiable consumer request does not require you to create an account with us. We will only use Personal Information provided in your request to verify your identity and will delete any information you provide after processing the request. Sharp Financial reserves the right to take additional steps as necessary to verify the identity of California Consumers where we have reason to believe a request is fraudulent.
Consumers may use an authorized agent to submit their request. The authorized agent must be registered with the California Secretary of State and be authorized to submit requests on behalf of a consumer. If you are an authorized agent and a consumer has given you signed permission to submit a request on his or her behalf, please send a copy of your signed permission by the consumer to Sharp Financial. Failure to submit proof of signed permission may result in Sharp Financial denying the consumer’s request. Sharp Financial will require the consumer to verify his or her identity and directly confirm with Sharp Financial that the consumer has provided you with permission to submit the request.
Right to Equal Service
Sharp Financial will not discriminate against you because you exercised any of your rights, including, but not limited to, by:
European Users Rights
Legal Bases for Processing Personal Information
Sharp Financial will only process your Personal Information when Sharp Financial has a lawful basis for doing so. Sharp Financial will collect and process your Personal Information as necessary for the performance of a contract to which you are a party or because Sharp Financial has another legitimate interest in doing so relating to Sharp Financial’s business purposes arising from your relationship with Sharp Financial. Sharp Financial may also seek your prior consent or rely on some other lawful basis to process your Personal Information.
Rights of Users Located In The EU
If you use our sites and are located in the EU, EAA, or Switzerland, you are entitled by law to access, correct, amend, or delete Personal Information about you that we hold. A list of these rights is below. Please note that these rights are not absolute and certain exemptions may apply to specific requests that you may submit to us.
To exercise these rights please contact us at Email. For your protection, we may need to verify your identity before responding to your request. In the event that we refuse a request, we will provide you a reason as to why.
Right to Object to Processing
You have the right to object to the processing of your Personal Information that is based on legitimate interests. If you make such an objection, we will cease to process the Personal Information unless we can demonstrate compelling legitimate grounds for the processing which override your interests or which override your rights and freedoms, or we can demonstrate the processing is for the establishment, exercise, or defense of legal claims. You can object to the processing of your Personal Information by contacting us at Email.
Cross-Border Transfers of Personal Information
Personal Information that you provide while in the EU, an EAA member state, or Switzerland will be transferred to the United States. The GDPR permits such transfer when necessary for the performance of a contract between you and Sharp Financial, if Sharp Financial obtains your explicit consent to such transfer, or if it is Sharp Financial’s legitimate interest to transfer the Personal Information. The laws in the United States may not be as protective of your privacy as those in your location. If we transfer Personal Information from the EU, we will provide an appropriate safeguard such as binding corporate rules, standard data protection clauses, or your consent.
Retention of Your Personal Information
We will retain your Personal Information until the Personal Information is no longer necessary to accomplish the purpose for which it was provided. We may retain your Personal Information for longer periods for specific purposes to the extent that we are obliged to do so in accordance with applicable laws and regulations, to protect you, other people, and us from fraud, abuse, an unauthorized access, as necessary to protect our legal rights, or for certain business requirements.
Links to Other Websites and Services
The website may contain links to outside services and resources, the availability and content of which Sharp Financial does not control. We are not responsible for examining or evaluating, and we do not warrant the offering of these services and resources or the content of these websites. Sharp Financial does not assume any responsibility or liability for the actions, products, and content of these and any other websites. Any concerns regarding any such services or resources should be directed to the service or resource.
Protecting Personal Information
In order to protect your personal information, we maintain physical, electronic, and procedural safeguards, which we review regularly in keeping with technological advances. We restrict access to your personal information. Unfortunately, no security system is 100% secure, thus we cannot ensure the security of all personal information you provide to us via our interactions.
Children’s Personal Information
Our services are not intended for use by children. We do not knowingly collect personal information from children under the age of 13 years. Please contact us if you believe we may have unknowingly collected information from a child under 13 years of age, and we will take steps to delete any such personal information.
For additional information or questions, please contact: